{"id":90183,"date":"2026-07-23T03:02:09","date_gmt":"2026-07-23T03:02:09","guid":{"rendered":"https:\/\/site.itshrt.com\/worldnews\/healthcare-costs-associated-with-aging-out-of-reach-for-many-americans\/"},"modified":"2026-07-23T03:02:09","modified_gmt":"2026-07-23T03:02:09","slug":"healthcare-costs-associated-with-aging-out-of-reach-for-many-americans","status":"publish","type":"post","link":"https:\/\/site.itshrt.com\/worldnews\/healthcare-costs-associated-with-aging-out-of-reach-for-many-americans\/","title":{"rendered":"Healthcare costs associated with aging out of reach for many Americans"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<\/p>\n<div id=\"\">\n<p>From his wheelchair, 71-year-old Ken Sternfeld spends several hours a week building his strength with the help of an aide.<\/p>\n<p>The retired New York pharmacist and his wife, Ronnie Sternfeld, who is also medically challenged, get about 10 hours a day of in-home care, including meal preparation and help with cleaning.<\/p>\n<p>&#8220;About a year-and-a-half of fighting, of filling out forms, waiting for answers, getting denied, having appeals, doing a fair hearing,&#8221; Ken Sternfeld told CBS News of the uphill battle the couple faced to have their healthcare costs covered <a href=\"https:\/\/www.cbsnews.com\/news\/health-insurance-open-enrollment-cost-rising-double-inflation-rate-2026\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">by insurance<\/a> before they were able to access Medicaid. &#8220;They wait until you give up. They want you to give up. I believe that.&#8221;<\/p>\n<p>The Sternfelds say that before they accessed Medicaid funds, <a href=\"https:\/\/www.cbsnews.com\/news\/retirement-mistake-longevity-unprepared-old-age-john-hancock-mit-study\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">they depleted<\/a> their retirement and savings accounts, paying out-of-pocket for care. Even now, their only source of income is Social Security, which covers rent and little else.<\/p>\n<p>Ronnie Sternfeld says she &#8220;absolutely&#8221; worries about how they are going to pay their expenses.<\/p>\n<p>&#8220;It&#8217;s extremely frustrating because we worked hard,&#8221; Ken Sternfeld adds. <\/p>\n<p>Much of that frustration is due to a recent, rapid rise in long-term care costs. An AARP Public Policy Institute study <a href=\"https:\/\/www.aarp.org\/pri\/topics\/ltss\/ltss-becoming-even-more-unaffordable\/\" target=\"_blank\" rel=\"noopener\">released<\/a> earlier this year found that those costs spiked nearly 50% over a five-year period from 2019 to 2024, outpacing incomes and hitting middle class families the hardest.<\/p>\n<p>&#8220;So they&#8217;re being pushed into sort of two pathways, one of which is to forego care,&#8221; AARP President Dr. Myechia Minter-Jordan said. &#8220;The other is to try to sort of parse together healthcare for themselves, which then often depletes most of their savings.&#8221;<\/p>\n<p>That pathway often involves family caregivers. According to an AARP report, in 2024, family caregivers put in nearly 50 billion hours of care worth more than $1 trillion, all of it unpaid labor.<\/p>\n<p>&#8220;We have caregivers who are working full-time jobs and also full time taking care of their loved one,&#8221; Minter-Jordan said. &#8220;And in many instances, this is unsustainable, and it is a wake-up call for our country.&#8221;<\/p>\n<p>Nearly 70% of Americans <a href=\"https:\/\/www.cbsnews.com\/news\/aging-americans-long-term-care-families-labor-costs\/\" data-invalid-url-rewritten-http=\"\">will require<\/a> some form of long-term care after age 65, according to the U.S. Department of Health and Human Services. The AARP has been lobbying for a family caregiver tax credit for about a decade, but the measure remains stalled.\u00a0<\/p>\n<p>The Sternfelds say they are trying not to stress about their situation, which at times feels dire.<br \/><strong>\u00a0<br \/><\/strong>&#8220;What can you do about a reality?&#8221; said Ken Sternfeld. &#8220;I am alive &#8230; I believe I&#8217;m up today to make it a better day for somebody else.&#8221;<\/p>\n<section class=\"content__body--footer\">\n<\/section>\n<p>  <!-- data-recirc-source=\"queryly\" --><\/p>\n<aside class=\"component list recirculation component--type-recirculation  \">\n<p><h3 class=\"component__title\">More from CBS News<\/h3>\n<\/p>\n<div class=\"component__item-recirc-block\">\n<p><h3 class=\"component__title\">Go deeper with The Free Press<\/h3>\n<\/p><\/div>\n<\/aside>\n<section class=\"content__body--footer\">\n      <!-- tags --><\/p>\n<section class=\"content__tags\">\n<p class=\"content__tags__label\">In:<\/p>\n<\/section>\n<\/section><\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.cbsnews.com\/news\/healthcare-costs-associated-with-aging-out-of-reach-for-many-americans\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From his wheelchair, 71-year-old Ken Sternfeld spends several hours a week building his strength with the help of an aide.<\/p>\n","protected":false},"author":1,"featured_media":90184,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[8963,2406],"class_list":["post-90183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health-2","tag-healthcare","tag-senior-citizens"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Healthcare costs associated with aging out of reach for many Americans - World News<\/title>\n<meta name=\"description\" content=\"One New York couple depleted their retirement and savings accounts, paying out-of-pocket for healthcare, before they were able to access Medicaid funds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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