{"id":79563,"date":"2026-05-07T20:32:44","date_gmt":"2026-05-07T20:32:44","guid":{"rendered":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/"},"modified":"2026-05-07T20:32:44","modified_gmt":"2026-05-07T20:32:44","slug":"60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now","status":"publish","type":"post","link":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/","title":{"rendered":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<\/p>\n<div id=\"\">\n<figure class=\"embed embed--type-image is-image embed--float-none embed--size-medium\">\n<p>      <span class=\"img embed__content\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/be7f7a8b-69e6-4498-b166-8c2b5f915a75\/thumbnail\/620x477\/a26945a9dde0d5e0a9026ef18494de30\/gettyimages-1445809836.jpg#\" alt=\"gettyimages-1445809836.jpg \" height=\"477\" width=\"620\" class=\" lazyload\" srcset=\"https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/be7f7a8b-69e6-4498-b166-8c2b5f915a75\/thumbnail\/620x477\/a26945a9dde0d5e0a9026ef18494de30\/gettyimages-1445809836.jpg 1x, https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/be7f7a8b-69e6-4498-b166-8c2b5f915a75\/thumbnail\/1240x954\/972ac02db75e92cddcdccf68d8410ab1\/gettyimages-1445809836.jpg 2x\" loading=\"lazy\"\/><\/span><figcaption class=\"embed__caption-container\">\n<p>                  <span class=\"embed__caption\">$60,000 deposited into a CD will look different over the next year compared to high-yield savings and money market accounts.<\/span><\/p>\n<p>                  <span class=\"embed__credit\"><\/p>\n<p>                PM Images\/Getty Images<\/p>\n<p>                          <\/span><br \/>\n              <\/figcaption><\/figure>\n<p>If you have a large five-figure amount of money, such as $60,000 in the bank right now, you may be thinking about how you can protect that principal and boost the interest on it. And while <a href=\"https:\/\/www.chase.com\/personal\/investments\/learning-and-insights\/article\/what-is-the-average-stock-market-return\" target=\"_blank\" rel=\"noopener\">stock market investments can offer big returns<\/a>, they can also offer big losses. That&#8217;s something millions of American savers are understandably looking to avoid right now. With <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/cpi-report-today-march-2026-inflation-iran-war-trump\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">inflation<\/a><\/span> surging again, <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/federal-reserve-fomc-meeting-today-rate-decision-jerome-powell-kevin-warsh\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">higher interest rates on pause<\/a><\/span> for at least the next few weeks (if not months) and rising everyday costs, the search for a safe and profitable home for your money has taken on new urgency.<\/p>\n<p>Fortunately, there are still multiple viable options to consider. While a traditional savings account with a minimal <a href=\"https:\/\/www.fdic.gov\/national-rates-and-rate-caps\" target=\"_blank\" rel=\"noopener\">average rate of 0.38%<\/a> now isn&#8217;t one, there are three others to evaluate. <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/whats-a-certificate-of-deposit-cd\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">Certificates of deposit (CDs)<\/a><\/span>, <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/high-yield-savings-account\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">high-yield savings<\/a><\/span> and <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/money-market-accounts\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">money market accounts<\/a><\/span> all come with rates around 4% or higher right now. But they operate in different ways and have different rates and structures, too, which will need to be understood before moving your $60,000 into one. To start, however, savers should begin with a fundamental question: Which of the three will earn them the most interest on their money right now?<\/p>\n<p><a href=\"https:\/\/www.bankrate.com\/landing\/cbsnews\/best-savings-options\/?sub-id=www.cbsnews.com\/news\/60000-cd-vs-high-yield-savings-account-vs-money-market-account-earns-more-interest\" target=\"_blank\" rel=\"sponsored, noopener\">Start earning more interest on your money with a top savings account here<\/a>.<\/p>\n<h2><strong>$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?<\/strong><\/h2>\n<p>Typically, a <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/fixed-vs-variable-interest-rate-which-is-better-for-your-savings-now\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">variable interest rate<\/a><\/span> can make interest-earning projections difficult to complete with accuracy, as the rate can jump around. But with the Federal Reserve pausing interest rates again at the end of April \u2013 and with the likelihood that they will remain there for the next few months \u2013 savers can gain a relatively good idea of what they stand to earn with a high-yield savings or money market account now, both of which have variable rates. CD accounts, meanwhile, have fixed rates that will hold through the <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/have-a-cd-account-set-to-mature-in-2026-heres-what-experts-recommend-doing-now\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">account&#8217;s maturity date<\/a><\/span>.\u00a0<\/p>\n<p>Here&#8217;s how much each can earn over the next year, assuming the variable rates don&#8217;t change and that no penalties are issued against any of the three:<\/p>\n<ul>\n<li><strong>$60,000 6-month CD at 4.10%:<\/strong> $1,217.64<\/li>\n<li><strong>$60,000 high-yield savings account at 4.03% after six months: <\/strong>$1,197.06<\/li>\n<li><strong>$60,000 money market account at 3.90% after six months:<\/strong> $1,158.81<\/li>\n<li><strong>Most profitable account: <\/strong>The CD account<\/li>\n<\/ul>\n<ul>\n<li><strong>$60,000 9-month CD at 4.05%:<\/strong> $1,813.43<\/li>\n<li><strong>$60,000 high-yield savings account at 4.03% after nine months:<\/strong> $1,804.51<\/li>\n<li><strong>$60,000 money market account at 3.90% after nine months:<\/strong> $1,746.58<\/li>\n<li><strong>Most profitable account:<\/strong> The CD account<\/li>\n<\/ul>\n<ul>\n<li><strong>$60,000 1-year CD at 4.10%:<\/strong> $2,460.00<\/li>\n<li><strong>$15,000 high-yield savings account at 4.03% after one year: <\/strong>$2,418.00<\/li>\n<li><strong>$15,000 money market account at 3.90% after one year: <\/strong>$2,340.00<\/li>\n<li><strong>Most profitable account:<\/strong> The CD account<\/li>\n<\/ul>\n<p>In these three scenarios, then, the CD account is clearly the most profitable. And that interest will be guaranteed in a way that high-yield savings and money market accounts can&#8217;t offer. That noted, if rates on the latter two account types rise, the CD account won&#8217;t be positioned to rise with it.\u00a0<\/p>\n<p>Still, if you want to earn as much interest as you can on your $60,000 and would prefer to avoid the daily volatility and evolving rate climate present now, the CD account is your best choice out of these three options.<\/p>\n<p><a href=\"https:\/\/www.bankrate.com\/landing\/cbsnews\/best-cd-options\/?sub-id=www.cbsnews.com\/news\/60000-cd-vs-high-yield-savings-account-vs-money-market-account-earns-more-interest\" target=\"_blank\" rel=\"sponsored, noopener\">Get started with a CD account online now<\/a>.<\/p>\n<h2><strong>The bottom line<\/strong><\/h2>\n<p>Savers can earn between $1,220 and $2,460 with $60,000 deposited into a CD account now. But they&#8217;ll need to be comfortable forgoing access to their funds to earn it. While high-yield savings and money market accounts may be less profitable, they&#8217;ll also be more flexible. Weigh all three account types carefully before getting started, and don&#8217;t diminish the potential benefits of splitting your funds between two or even all three accounts to exploit the advantages each comes with while minimizing the drawbacks of each at the same time.<\/p>\n<section class=\"content__body--footer\">\n<p class=\"content__meta--editors\">\n      Edited by<\/p>\n<p>                                  <a href=\"https:\/\/www.cbsnews.com\/team\/angelica-leicht\/\" class=\"byline__author__link\" data-invalid-url-rewritten-http=\"\">Angelica  Leicht<\/a>\n                      <\/p>\n<\/section>\n<section class=\"content__body--footer\">\n      <!-- tags --><br \/>\n    <\/section>\n<\/p><\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.cbsnews.com\/news\/60000-cd-vs-high-yield-savings-account-vs-money-market-account-earns-more-interest\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>$60,000 deposited into a CD will look different over the next year compared to high-yield savings and money market accounts.<\/p>\n","protected":false},"author":1,"featured_media":79564,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-79563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News<\/title>\n<meta name=\"description\" content=\"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News\" \/>\n<meta property=\"og:description\" content=\"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\" \/>\n<meta property=\"og:site_name\" content=\"World News\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-07T20:32:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg\" \/><meta property=\"og:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"998\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\"},\"author\":{\"name\":\"News\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\"},\"headline\":\"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?\",\"datePublished\":\"2026-05-07T20:32:44+00:00\",\"dateModified\":\"2026-05-07T20:32:44+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\"},\"wordCount\":643,\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1\",\"articleSection\":[\"Top Stories\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\",\"name\":\"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1\",\"datePublished\":\"2026-05-07T20:32:44+00:00\",\"dateModified\":\"2026-05-07T20:32:44+00:00\",\"description\":\"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.\",\"breadcrumb\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/site.itshrt.com\/worldnews\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"name\":\"World News\",\"description\":\"World News\",\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\",\"name\":\"World News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"contentUrl\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"width\":581,\"height\":581,\"caption\":\"World News\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\",\"name\":\"News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News","description":"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/","og_locale":"en_US","og_type":"article","og_title":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News","og_description":"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.","og_url":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/","og_site_name":"World News","article_published_time":"2026-05-07T20:32:44+00:00","og_image":[{"url":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg","type":"","width":"","height":""},{"url":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg","width":1920,"height":998,"type":"image\/jpeg"}],"author":"News","twitter_card":"summary_large_image","twitter_image":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg","twitter_misc":{"Written by":"News","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#article","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/"},"author":{"name":"News","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2"},"headline":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?","datePublished":"2026-05-07T20:32:44+00:00","dateModified":"2026-05-07T20:32:44+00:00","mainEntityOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/"},"wordCount":643,"publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1","articleSection":["Top Stories"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/","url":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/","name":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now? - World News","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#website"},"primaryImageOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1","datePublished":"2026-05-07T20:32:44+00:00","dateModified":"2026-05-07T20:32:44+00:00","description":"When comparing these three accounts and the interest-earning potential over the next year, there&amp;#039;s one clear winner.","breadcrumb":{"@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#primaryimage","url":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1","contentUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/site.itshrt.com\/worldnews\/60000-cd-vs-60000-high-yield-savings-account-vs-60000-money-market-account-which-earns-more-interest-now\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/site.itshrt.com\/worldnews\/"},{"@type":"ListItem","position":2,"name":"$60,000 CD vs. $60,000 high-yield savings account vs. $60,000 money market account: Which earns more interest now?"}]},{"@type":"WebSite","@id":"https:\/\/site.itshrt.com\/worldnews\/#website","url":"https:\/\/site.itshrt.com\/worldnews\/","name":"World News","description":"World News","publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/site.itshrt.com\/worldnews\/#organization","name":"World News","url":"https:\/\/site.itshrt.com\/worldnews\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/","url":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","contentUrl":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","width":581,"height":581,"caption":"World News"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2","name":"News","url":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"}]}},"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=150&resize=150,150&ssl=1","medium":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=300&resize=300,300&ssl=1","medium_large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=768&resize=768,0&ssl=1","large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1024&resize=1024,1024&ssl=1","1536x1536":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1536&resize=1536,1536&ssl=1","2048x2048":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=2048&resize=2048,2048&ssl=1","colormag-highlighted-post":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=392&resize=392,272&ssl=1","colormag-featured-post-medium":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=390&resize=390,205&ssl=1","colormag-featured-post-small":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=130&resize=130,90&ssl=1","colormag-featured-image":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=800&resize=800,445&ssl=1","colormag-default-news":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=150&resize=150,150&ssl=1","colormag-featured-image-large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1400&resize=1400,600&ssl=1","colormag-elementor-block-extra-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1155&resize=1155,480&ssl=1","colormag-elementor-grid-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=600&resize=600,417&ssl=1","colormag-elementor-grid-small-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=285&resize=285,450&ssl=1","colormag-elementor-grid-medium-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=575&resize=575,198&ssl=1"},"magazineBlocksPostAuthor":{"name":"News","avatar":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":false,"magazineBlocksPostExcerpt":"$60,000 deposited into a CD will look different over the next year compared to high-yield savings and money market accounts.","magazineBlocksPostCategories":["Top Stories"],"magazineBlocksPostViewCount":18,"magazineBlocksPostReadTime":4,"magazine_blocks_featured_image_url":{"full":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=1200&resize=1200,630&ssl=1",1200,630,false],"medium":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=300&resize=300,300&ssl=1",300,300,false],"thumbnail":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2026\/05\/07\/82772045-57ac-4b12-ac91-e915ed614734\/thumbnail\/1200x630\/497f81610fabf283eea877dc3a0db186\/gettyimages-1445809836.jpg?w=150&resize=150,150&ssl=1",150,150,false]},"magazine_blocks_author":{"display_name":"News","author_link":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"#\" class=\"category-link category-link-32\">Top Stories<\/a>","_links":{"self":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/79563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/comments?post=79563"}],"version-history":[{"count":0,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/79563\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media\/79564"}],"wp:attachment":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media?parent=79563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/categories?post=79563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/tags?post=79563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}