{"id":74365,"date":"2026-04-07T21:08:39","date_gmt":"2026-04-07T21:08:39","guid":{"rendered":"https:\/\/site.itshrt.com\/worldnews\/raising-a-child-now-costs-over-300000-in-the-u-s-study-finds-see-how-your-state-compares\/"},"modified":"2026-04-07T21:08:39","modified_gmt":"2026-04-07T21:08:39","slug":"raising-a-child-now-costs-over-300000-in-the-u-s-study-finds-see-how-your-state-compares","status":"publish","type":"post","link":"https:\/\/site.itshrt.com\/worldnews\/raising-a-child-now-costs-over-300000-in-the-u-s-study-finds-see-how-your-state-compares\/","title":{"rendered":"Raising a child now costs over $300,000 in the U.S., study finds. See how your state compares."},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<\/p>\n<div id=\"\">\n<p>Raising a child comes with a long list of expenses, from child care to additional groceries. But how much does that add up to over 18 years?<\/p>\n<p>A\u00a0<a href=\"https:\/\/www.lendingtree.com\/debt-consolidation\/raising-a-child-study\/\" target=\"_blank\" rel=\"noopener\">new estimate<\/a> from LendingTree puts the price tag at $303,418 for 2026, or an average of $16,857 per year. It&#8217;s the first time the figure has topped $300,000 since LendingTree began the analysis in 2023 and is up about 2% from a year earlier.<\/p>\n<p>The calculation is based on the typical expenses for a couple earning the U.S. median family income, about $100,000, while accounting for offsets from tax incentives. Because the analysis ends when a child turns 18, it does not include the cost of college, another major expense for parents.<\/p>\n<p>With the average cost of a U.S. college education at about\u00a0<a href=\"https:\/\/educationdata.org\/average-cost-of-college\" target=\"_blank\" rel=\"noopener\">$38,000 a year<\/a>, that could add another $152,000 to the total.<\/p>\n<p>American families are feeling the financial strain of raising children, with a CBS News poll in February finding that 77% of respondents believe it is harder to raise a family today than it was for previous generations. A previous LendingTree study found many parents were unprepared for the added costs, with some\u00a0<a href=\"https:\/\/www.lendingtree.com\/credit-cards\/study\/raising-kids-expensive\/\" target=\"_blank\" rel=\"noopener\">going into debt<\/a> to pay for child care and other expenses.<\/p>\n<p>&#8220;The cost of raising a child for 18 years has climbed to more than $300,000, and that steady rise puts tremendous strain on Americans&#8217; budgets,&#8221; said Matt Schulz, LendingTree&#8217;s chief consumer finance analyst, in a statement.<\/p>\n<p>As with most expenses, location matters. Costs in three states \u2014 Alaska, Kansas and Montana \u2014 jumped more than 20% from a year earlier, while Hawaii is the most expensive state to raise a child, with families expected to spend $412,661 in 2026, LendingTree found.\u00a0<\/p>\n<div>\n<div style=\"min-height:533px\" id=\"datawrapper-vis-WQ33B\"><img decoding=\"async\" src=\"https:\/\/datawrapper.dwcdn.net\/WQ33B\/full.png\" alt=\"Average cost to raise a child in the U.S. (Choropleth map)\"\/><\/div>\n<p><amp-iframe width=\"100\" height=\"100\" layout=\"responsive\" sandbox=\"allow-scripts allow-same-origin\" resizable=\"\" src=\"https:\/\/www.datawrapper.de\/_\/WQ33B\/\">  <\/amp-iframe><\/div>\n<p>Some areas are offering parents a measure of financial relief, with the study noting that some child-related expenses saw a &#8220;dramatic slowdown&#8221; from a year earlier.<\/p>\n<p>Infant child care, for example, is estimated to cost $17,264 in 2026, or $572 less than a year ago. LendingTree estimates it costs an average of $29,325 per year to raise a child in the first five years, down 0.3%.<\/p>\n<p>However, the total cost to raise a child from birth through high school graduation represents a major expense, given that the median household income in 2024 was $83,730. The price tag for child-rearing now approaches the median sales price of a home in the U.S., which was $356,000 as of January 31, <a href=\"https:\/\/www.zillow.com\/home-values\/102001\/united-states\/\" target=\"_blank\" rel=\"noopener\">according<\/a> to Zillow.<\/p>\n<p>Researchers tapped 2024 data from the U.S. Census Bureau and Bureau of Labor Statistics, as well as from a variety of other government, nonprofit and academic sources.\u00a0<\/p>\n<section class=\"content__body--footer\">\n<p class=\"content__meta--editors\">\n      Edited by<\/p>\n<p>                                  <a href=\"https:\/\/www.cbsnews.com\/team\/aimee-picchi\/\" class=\"byline__author__link\" data-invalid-url-rewritten-http=\"\">Aimee  Picchi<\/a>\n                      <\/p>\n<\/section>\n<p>  <!-- data-recirc-source=\"queryly\" --><\/p>\n<aside class=\"component list recirculation component--type-recirculation  \">\n<p><h3 class=\"component__title\">More from CBS News<\/h3>\n<\/p>\n<div class=\"component__item-recirc-block\">\n<p><h3 class=\"component__title\">Go deeper with The Free Press<\/h3>\n<\/p><\/div>\n<\/aside>\n<section class=\"content__body--footer\">\n      <!-- tags --><\/p>\n<section class=\"content__tags\">\n<p class=\"content__tags__label\">In:<\/p>\n<\/section>\n<\/section><\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.cbsnews.com\/news\/cost-to-raise-a-child-300000-us-state-by-state\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raising a child comes with a long list of expenses, from child care to additional groceries. But how much does<\/p>\n","protected":false},"author":1,"featured_media":74366,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33],"tags":[1162,6139],"class_list":["post-74365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-us","tag-affordable-housing","tag-child-care"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Raising a child now costs over $300,000 in the U.S., study finds. 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