{"id":47211,"date":"2025-09-12T18:51:06","date_gmt":"2025-09-12T18:51:06","guid":{"rendered":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/"},"modified":"2025-09-12T18:51:06","modified_gmt":"2025-09-12T18:51:06","slug":"is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september","status":"publish","type":"post","link":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/","title":{"rendered":"Is it worth renewing a $10,000 CD account if it matures this September?"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<\/p>\n<div id=\"\">\n<figure class=\"embed embed--type-image is-image embed--float-none embed--size-medium\">\n<p>      <span class=\"img embed__content\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/21974ed1-c75c-4856-92cf-4be1b4a4701b\/thumbnail\/620x465\/a833517da9d8feacaa0e279171f8aa65\/gettyimages-1310966118.jpg#\" alt=\"gettyimages-1310966118.jpg \" height=\"465\" width=\"620\" class=\" lazyload\" srcset=\"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/21974ed1-c75c-4856-92cf-4be1b4a4701b\/thumbnail\/620x465\/a833517da9d8feacaa0e279171f8aa65\/gettyimages-1310966118.jpg 1x, https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/21974ed1-c75c-4856-92cf-4be1b4a4701b\/thumbnail\/1240x930\/ef94bfde744b89edb847edef84ee8f93\/gettyimages-1310966118.jpg 2x\" loading=\"lazy\"\/><\/span><figcaption class=\"embed__caption-container\">\n<p>                  <span class=\"embed__caption\">A CD account comes with a locked interest rate, which is a major benefit ahead of predicted interest rate cuts.<\/span><\/p>\n<p>                  <span class=\"embed__credit\"><\/p>\n<p>                John Piekos\/Getty Images<\/p>\n<p>                          <\/span><br \/>\n              <\/figcaption><\/figure>\n<p>In September 2024, opening a <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-much-10000-cd-earn-opened-this-october\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">$10,000 certificate of deposit (CD) account<\/a><\/span> was a relatively easy decision to make.\u00a0<\/p>\n<p><span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/what-are-todays-cd-interest-rates\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">Interest rates<\/a><\/span> on these accounts were still comfortably in the <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-much-can-you-earn-with-a-long-term-cd-this-fall\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">5% range<\/a><\/span>. And with rate cuts on the horizon for the final months of the year, it made sense for savers to protect their funds with a fixed-rate account.<\/p>\n<p>But what about in September 2025? Multiple rate cuts have since been issued, and there&#8217;s likely <a href=\"https:\/\/www.cmegroup.com\/markets\/interest-rates\/cme-fedwatch-tool.html\" target=\"_blank\" rel=\"nofollow noopener\">another one coming<\/a> later this month when the Federal Reserve meets again. Against this backdrop, if you have a $10,000 CD account approaching its <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/what-to-do-when-your-cd-matures-according-to-experts\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">maturity date<\/a><\/span>, you may understandably be wondering about the merits of renewing it. Is that the right approach now? Surprisingly, it may still be one of your better options. Below, we&#8217;ll detail three reasons why.<\/p>\n<p><a href=\"https:\/\/www.bankrate.com\/landing\/cbsnews\/best-cd-options\/?sub-id=www.cbsnews.com\/news\/is-it-worth-renewing-10000-cd-account-matures-september-2025\" target=\"_blank\" rel=\"nofollow, sponsored, noopener\">Start by seeing how high today&#8217;s current CD rate offers here to learn more<\/a>.<\/p>\n<h2><strong>Is it worth renewing a $10,000 CD account if it matures this September?<\/strong><\/h2>\n<p>If you have a CD account set to mature in the next few weeks, particularly if it&#8217;s in the amount of $10,000 or higher, it can still make sense to renew it. Here&#8217;s why:<\/p>\n<h3><strong>You can still earn hundreds (or thousands) of dollars<\/strong><\/h3>\n<p>Sure, CD rates aren&#8217;t as high as they once were. But they&#8217;re still far above the 1% range they hovered at near the start of the decade. You can still easily <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-to-find-cd-interest-rates-around-4-50-right-now\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">find CD rates around 4.50% right now<\/a><\/span>, especially if you elect to use an <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/why-you-should-open-a-cd-with-an-online-bank-now\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">online bank<\/a><\/span>. And, depending on the <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/cd-terms-everything-to-know\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">term length<\/a><\/span>, you can still earn hundreds or even thousands of dollars in interest with a <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-much-interest-will-a-10000-cd-earn-august-2025\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">$10,000 deposit<\/a><\/span>.\u00a0<\/p>\n<p>A 3-year CD with a rate of 4.10%, for example, will earn $1,230 if opened now, while a much shorter 1-year CD with a rate of 4.30% would result in $430 earned. That&#8217;s a lot of money that can be earned simply by renewing an account you already have.<\/p>\n<p><a href=\"https:\/\/www.bankrate.com\/landing\/cbsnews\/best-cd-options\/?sub-id=www.cbsnews.com\/news\/is-it-worth-renewing-10000-cd-account-matures-september-2025\" target=\"_blank\" rel=\"nofollow, sponsored, noopener\">Get started with a high-rate CD account now<\/a>.<\/p>\n<h3><strong>It will protect your money for an extended period<\/strong><\/h3>\n<p>Traditional savings account interest rates are <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/fixed-vs-variable-interest-rate-which-is-better-for-your-savings-now\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">variable<\/a><\/span>. <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/high-yield-savings-account\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">High-yield savings account<\/a><\/span> rates are variable. CD interest rates are fixed. Which of the three do you think is the best for your $10,000, then, especially considering current economic conditions? Not only are today&#8217;s CD rates still competitive, but they won&#8217;t be subject to the volatility of the rate climate the way your alternative account options will be. That protection is critical for any deposit amount, but particularly for $10,000 and especially so right now.<\/p>\n<h3><strong>It may be your final chance to lock in a high rate now<\/strong><\/h3>\n<p>There&#8217;s near certainty that interest rates will be reduced on September 17. The only outstanding question that remains is by how much. Regardless of how deep the Fed&#8217;s cut is this month, however, other rate cuts remain in play, potentially even in their final 2025 meetings in October and December. Those reductions will undoubtedly reduce CD rates, even if not by the same margin.\u00a0<\/p>\n<p>Understanding this growing reality, then, savers with $10,000 to protect may be well served with a CD that they lock in at a high rate now. By the time they hit their next maturity date on the calendar, the rate climate could look considerably different.<\/p>\n<h2><strong>The bottom line<\/strong><\/h2>\n<p>If savers can continue to keep the money in a CD account untouched with relative ease, then yes, a $10,000 CD account set to mature this month is still worth renewing. With hundreds and potentially thousands of dollars of interest in play, the reality that the account will have a locked rate and, thus, protection against rate climate changes, and the presumption that this could be the final time to lock in a high rate in this economic cycle, there are multiple strong reasons to act. Just be sure to notify your lender of your plans to avoid having the account automatically <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/what-is-a-cd-rollover\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">rollover<\/a><\/span> into a new account with a presumably lower interest rate.<\/p>\n<p>    <!-- tags --><\/p>\n<div class=\"content-author\">\n      <a href=\"https:\/\/www.cbsnews.com\/team\/matt-richardson\/\" class=\"content-author__name\" data-invalid-url-rewritten-http=\"\">Matt  Richardson<\/a><\/p>\n<div class=\"content-author__bio\">\n<div class=\"content-author__full-information\">\n<p class=\"content-author__text\">Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.cbsnews.com\/news\/is-it-worth-renewing-10000-cd-account-matures-september-2025\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A CD account comes with a locked interest rate, which is a major benefit ahead of predicted interest rate cuts.<\/p>\n","protected":false},"author":1,"featured_media":47212,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-47211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is it worth renewing a $10,000 CD account if it matures this September? - World News<\/title>\n<meta name=\"description\" content=\"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is it worth renewing a $10,000 CD account if it matures this September? - World News\" \/>\n<meta property=\"og:description\" content=\"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\" \/>\n<meta property=\"og:site_name\" content=\"World News\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-12T18:51:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg\" \/><meta property=\"og:image\" content=\"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"998\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\"},\"author\":{\"name\":\"News\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\"},\"headline\":\"Is it worth renewing a $10,000 CD account if it matures this September?\",\"datePublished\":\"2025-09-12T18:51:06+00:00\",\"dateModified\":\"2025-09-12T18:51:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\"},\"wordCount\":710,\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1\",\"articleSection\":[\"Top Stories\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\",\"name\":\"Is it worth renewing a $10,000 CD account if it matures this September? - World News\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1\",\"datePublished\":\"2025-09-12T18:51:06+00:00\",\"dateModified\":\"2025-09-12T18:51:06+00:00\",\"description\":\"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.\",\"breadcrumb\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/site.itshrt.com\/worldnews\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Is it worth renewing a $10,000 CD account if it matures this September?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"name\":\"World News\",\"description\":\"World News\",\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\",\"name\":\"World News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"contentUrl\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"width\":581,\"height\":581,\"caption\":\"World News\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\",\"name\":\"News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Is it worth renewing a $10,000 CD account if it matures this September? - World News","description":"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/","og_locale":"en_US","og_type":"article","og_title":"Is it worth renewing a $10,000 CD account if it matures this September? - World News","og_description":"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.","og_url":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/","og_site_name":"World News","article_published_time":"2025-09-12T18:51:06+00:00","og_image":[{"url":"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg","type":"","width":"","height":""},{"url":"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg","width":1920,"height":998,"type":"image\/jpeg"}],"author":"News","twitter_card":"summary_large_image","twitter_image":"https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg","twitter_misc":{"Written by":"News","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#article","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/"},"author":{"name":"News","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2"},"headline":"Is it worth renewing a $10,000 CD account if it matures this September?","datePublished":"2025-09-12T18:51:06+00:00","dateModified":"2025-09-12T18:51:06+00:00","mainEntityOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/"},"wordCount":710,"publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1","articleSection":["Top Stories"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/","url":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/","name":"Is it worth renewing a $10,000 CD account if it matures this September? - World News","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#website"},"primaryImageOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1","datePublished":"2025-09-12T18:51:06+00:00","dateModified":"2025-09-12T18:51:06+00:00","description":"Have a $10,000 CD account that&amp;#039;s maturing soon? Here&amp;#039;s why it&amp;#039;s still worth renewing, even with rate cuts ahead.","breadcrumb":{"@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#primaryimage","url":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1","contentUrl":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/site.itshrt.com\/worldnews\/is-it-worth-renewing-a-10000-cd-account-if-it-matures-this-september\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/site.itshrt.com\/worldnews\/"},{"@type":"ListItem","position":2,"name":"Is it worth renewing a $10,000 CD account if it matures this September?"}]},{"@type":"WebSite","@id":"https:\/\/site.itshrt.com\/worldnews\/#website","url":"https:\/\/site.itshrt.com\/worldnews\/","name":"World News","description":"World News","publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/site.itshrt.com\/worldnews\/#organization","name":"World News","url":"https:\/\/site.itshrt.com\/worldnews\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/","url":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","contentUrl":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","width":581,"height":581,"caption":"World News"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2","name":"News","url":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"}]}},"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=150&resize=150,150&ssl=1","medium":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=300&resize=300,300&ssl=1","medium_large":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=768&resize=768,0&ssl=1","large":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1024&resize=1024,1024&ssl=1","1536x1536":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1536&resize=1536,1536&ssl=1","2048x2048":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=2048&resize=2048,2048&ssl=1","colormag-highlighted-post":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=392&resize=392,272&ssl=1","colormag-featured-post-medium":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=390&resize=390,205&ssl=1","colormag-featured-post-small":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=130&resize=130,90&ssl=1","colormag-featured-image":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=800&resize=800,445&ssl=1","colormag-default-news":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=150&resize=150,150&ssl=1","colormag-featured-image-large":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1400&resize=1400,600&ssl=1","colormag-elementor-block-extra-large-thumbnail":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1155&resize=1155,480&ssl=1","colormag-elementor-grid-large-thumbnail":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=600&resize=600,417&ssl=1","colormag-elementor-grid-small-thumbnail":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=285&resize=285,450&ssl=1","colormag-elementor-grid-medium-large-thumbnail":"https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=575&resize=575,198&ssl=1"},"magazineBlocksPostAuthor":{"name":"News","avatar":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":false,"magazineBlocksPostExcerpt":"A CD account comes with a locked interest rate, which is a major benefit ahead of predicted interest rate cuts.","magazineBlocksPostCategories":["Top Stories"],"magazineBlocksPostViewCount":11,"magazineBlocksPostReadTime":4,"magazine_blocks_featured_image_url":{"full":["https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=1200&resize=1200,630&ssl=1",1200,630,false],"medium":["https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=300&resize=300,300&ssl=1",300,300,false],"thumbnail":["https:\/\/i2.wp.com\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2025\/09\/12\/30cf015b-51c1-4b03-8369-00a983f38a47\/thumbnail\/1200x630\/025864ec31a89090b614a8ecc91402ad\/gettyimages-1310966118.jpg?w=150&resize=150,150&ssl=1",150,150,false]},"magazine_blocks_author":{"display_name":"News","author_link":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"#\" class=\"category-link category-link-32\">Top Stories<\/a>","_links":{"self":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/47211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/comments?post=47211"}],"version-history":[{"count":0,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/47211\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media\/47212"}],"wp:attachment":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media?parent=47211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/categories?post=47211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/tags?post=47211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}