{"id":15067,"date":"2025-03-24T14:11:16","date_gmt":"2025-03-24T14:11:16","guid":{"rendered":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/"},"modified":"2025-03-24T14:11:16","modified_gmt":"2025-03-24T14:11:16","slug":"what-are-todays-home-equity-loan-and-heloc-interest-rates","status":"publish","type":"post","link":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/","title":{"rendered":"What are today&#8217;s home equity loan and HELOC interest rates?"},"content":{"rendered":"<p> <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<\/p>\n<div id=\"\">\n<figure class=\"embed embed--type-image is-image embed--float-none embed--size-medium\">\n<p>      <span class=\"img embed__content\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/276d9f70-13d0-4f8c-a582-283f9195fe49\/thumbnail\/620x413\/0a1b24112cf846f8e0169c0deb8c4b91\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89#\" alt=\"what-are-todays-home-equity-loanheloc-interest-rates.jpg \" height=\"413\" width=\"620\" class=\" lazyload\" data-srcset=\"https:\/\/assets3.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/276d9f70-13d0-4f8c-a582-283f9195fe49\/thumbnail\/620x413\/0a1b24112cf846f8e0169c0deb8c4b91\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89 1x, https:\/\/assets1.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/276d9f70-13d0-4f8c-a582-283f9195fe49\/thumbnail\/1240x826\/ac5470ea4468d277eea26c5fefb16f8f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89 2x\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D'http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg'%20viewBox%3D'0%200%20620%20413'%2F%3E\"\/><\/span><figcaption class=\"embed__caption-container\">\n<p>                  <span class=\"embed__caption\">Before you apply for a home equity loan or HELOC, make sure you review your credit report and credit score.<\/span><\/p>\n<p>                  <span class=\"embed__credit\"><\/p>\n<p>                Getty Images\/iStockphoto<\/p>\n<p>                          <\/span><br \/>\n              <\/figcaption><\/figure>\n<p>If you own your home, your home equity may make it possible to access a significant amount of money when you need it. In fact, the <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/home-equity-moves-to-make-before-the-june-fed-meeting-and-to-avoid\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">average homeowner has around $206,000 of tappable equity<\/a><\/span> in their homes. Moreover, home equity lending options typically offer competitive interest rates since they&#8217;re backed by your home.\u00a0<\/p>\n<p>But home equity loan rates fluctuate in response to federal funds rate adjustments \u2014 so it&#8217;s important to keep an eye on what the rate trends are for these types of loans. Read on to learn what today&#8217;s home equity loan and HELOC rates are \u2014 and how you can secure the best one.<\/p>\n<h2><strong>What are today&#8217;s home equity loan and HELOC interest rates?<\/strong><\/h2>\n<p>The following rates are current as of March 24, 2024, according to Bankrate&#8217;s <a href=\"https:\/\/www.bankrate.com\/home-equity\/home-equity-loan-rates\/?zipCode=29466#guide\" target=\"_blank\" rel=\"nofollow noopener\">home equity loan<\/a> and <a href=\"https:\/\/www.bankrate.com\/home-equity\/heloc-rates\/?zipCode=29466#guide\" target=\"_blank\" rel=\"nofollow noopener\">HELOC<\/a> averages. Note that these are nationwide rates. Average rates vary state by state, typically by one to two percentage points.\u00a0<\/p>\n<p>As of March 24, 2025, average national home equity loan rates are:<\/p>\n<ul>\n<li><strong>Average overall rate: <\/strong>8.37%<\/li>\n<li><strong>10-year fixed home equity loan:<\/strong>\u00a08.50%<\/li>\n<li><strong>15-year fixed home equity loan:<\/strong>\u00a08.44%<\/li>\n<\/ul>\n<p>The average HELOC rate nationwide is 8.03% as of March 24, 2025.<\/p>\n<p>What rate do you qualify for? <a href=\"https:\/\/clicks.trx-hub.com\/xid\/cbsint_a10ef_cbsnews?q=https%3A%2F%2Fwww.bankrate.com%2Flanding%2Fcbsnews%2Fbest-home-equity-options%2F%3Fsub-id%3Dwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates&amp;p=https%3A%2F%2Fwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates%2F&amp;event_type=click&amp;article_id=c53815e2-ee05-45a6-9efe-f96a7a2a4849\" target=\"_blank\" rel=\"nofollow, sponsored, noopener\">See today&#8217;s home equity options<\/a> to find out!<\/p>\n<h2><strong>How to get a good home equity loan or HELOC rate<\/strong><\/h2>\n<p>You can get the best rate available on your home equity loan or HELOC today using these strategies:<\/p>\n<h3><strong>Get quotes from different lenders<\/strong><\/h3>\n<p>While average rates can give you an idea of your borrowing costs, rates vary from lender to lender. To find the best rate on the market today, compare rates from at least three different lenders.<\/p>\n<p>&#8220;Borrowers should thoroughly evaluate the loan terms, fees and closing costs offered by different lenders,&#8221; says Mike Qiu, real estate agent and owner of Good As Sold Home Buyers. &#8220;Attention must be paid to crucial aspects such as interest rates, repayment periods and any penalties or fees associated with the loan. Comparing multiple offers will help borrowers secure the most favorable terms.&#8221;<\/p>\n<p>Your current mortgage lender may be a good place to start, but <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/can-you-get-home-equity-loan-with-different-bank\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">don&#8217;t stop there<\/a><\/span>. Check with other banks, credit unions and online lenders to see what&#8217;s available. You can always take what you find back to your current lender to see if they&#8217;d be willing to offer something competitive.<\/p>\n<p>Start your search by <a href=\"https:\/\/clicks.trx-hub.com\/xid\/cbsint_a10ef_cbsnews?q=https%3A%2F%2Fwww.bankrate.com%2Flanding%2Fcbsnews%2Fbest-home-equity-options%2F%3Fsub-id%3Dwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates&amp;p=https%3A%2F%2Fwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates%2F&amp;event_type=click&amp;article_id=c53815e2-ee05-45a6-9efe-f96a7a2a4849\" target=\"_blank\" rel=\"nofollow, sponsored, noopener\">comparing top home equity rates online now<\/a>.<\/p>\n<h3><strong>Choose the right loan term<\/strong><\/h3>\n<p>The length of your loan term can also affect the interest rate you&#8217;ll pay. While longer terms can have lower monthly payments, they often come with higher interest rates, which means you&#8217;ll pay more interest over time.<\/p>\n<p>If you can afford higher monthly payments, a shorter loan term may help you secure a lower interest rate. Of course, it&#8217;s important to make sure the payment fits within your budget. Consider your financial situation and goals to find the option that works best for you.<\/p>\n<p><a href=\"https:\/\/clicks.trx-hub.com\/xid\/cbsint_a10ef_cbsnews?q=https%3A%2F%2Fwww.bankrate.com%2Flanding%2Fcbsnews%2Fbest-home-equity-options%2F%3Fsub-id%3Dwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates&amp;p=https%3A%2F%2Fwww.cbsnews.com%2Fnews%2Ftodays-home-equity-loan-heloc-interest-rates%2F&amp;event_type=click&amp;article_id=c53815e2-ee05-45a6-9efe-f96a7a2a4849\" target=\"_blank\" rel=\"nofollow, sponsored, noopener\">Explore today&#8217;s home equity rates<\/a>\u00a0to determine which term is best for you.<\/p>\n<h3><strong>Improve your credit score<\/strong><\/h3>\n<p>Your\u00a0<span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/whats-good-credit-score-determining-factors\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">credit score<\/a><\/span>\u00a0is one of the most important factors in getting a good home equity interest rate. The higher your score, the more likely you are to qualify for a lower rate.<\/p>\n<p>So, check your credit score before applying for a home equity loan or HELOC. If it&#8217;s less than stellar, taking\u00a0<span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-to-build-your-credit-score-2023\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">steps to improve it<\/a><\/span>\u00a0before applying can help you secure a more attractive rate. These may include paying down outstanding debts, disputing any errors on your credit report and making all payments on time.<\/p>\n<h2><strong>The bottom line<\/strong><\/h2>\n<p>While home equity loan and HELOC interest rates can fluctuate, the rates offered on these home equity products are typically still better than other financing options, such as <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/home-equity-loan-heloc-vs-credit-cards-which-is-better\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">credit cards<\/a><\/span> and <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/home-equity-loan-heloc-vs-personal-loans-which-is-better\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">personal loans<\/a><\/span>, which makes them a great option to consider when you need access to cash. You can maximize your chances of getting the best rate for your unique situation by shopping around, improving your credit score and comparing rates for different loan terms. With a little time and research, you can <span class=\"link\"><a href=\"https:\/\/www.cbsnews.com\/news\/how-to-maximize-your-home-equity-loan-as-rates-rise\/\" target=\"_blank\" data-invalid-url-rewritten-http=\"\">make the most of your home equity<\/a><\/span>\u00a0\u2014 no matter where rates are.<\/p>\n<p>    <!-- tags --><\/p><\/div>\n<p><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-6606220950177433\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- ItShrt World News -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6606220950177433\"\r\n     data-ad-slot=\"1882483372\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\r\n<br \/>\n<br \/><a href=\"https:\/\/www.cbsnews.com\/news\/todays-home-equity-loan-heloc-interest-rates\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before you apply for a home equity loan or HELOC, make sure you review your credit report and credit score.<\/p>\n","protected":false},"author":1,"featured_media":15068,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-15067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-stories"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What are today&#039;s home equity loan and HELOC interest rates? - World News<\/title>\n<meta name=\"description\" content=\"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What are today&#039;s home equity loan and HELOC interest rates? - World News\" \/>\n<meta property=\"og:description\" content=\"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\" \/>\n<meta property=\"og:site_name\" content=\"World News\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-24T14:11:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89\" \/><meta property=\"og:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"998\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\"},\"author\":{\"name\":\"News\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\"},\"headline\":\"What are today&#8217;s home equity loan and HELOC interest rates?\",\"datePublished\":\"2025-03-24T14:11:16+00:00\",\"dateModified\":\"2025-03-24T14:11:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\"},\"wordCount\":716,\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1\",\"articleSection\":[\"Top Stories\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\",\"name\":\"What are today's home equity loan and HELOC interest rates? - World News\",\"isPartOf\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1\",\"datePublished\":\"2025-03-24T14:11:16+00:00\",\"dateModified\":\"2025-03-24T14:11:16+00:00\",\"description\":\"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.\",\"breadcrumb\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/site.itshrt.com\/worldnews\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What are today&#8217;s home equity loan and HELOC interest rates?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#website\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"name\":\"World News\",\"description\":\"World News\",\"publisher\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#organization\",\"name\":\"World News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"contentUrl\":\"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png\",\"width\":581,\"height\":581,\"caption\":\"World News\"},\"image\":{\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2\",\"name\":\"News\",\"url\":\"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What are today's home equity loan and HELOC interest rates? - World News","description":"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/","og_locale":"en_US","og_type":"article","og_title":"What are today's home equity loan and HELOC interest rates? - World News","og_description":"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.","og_url":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/","og_site_name":"World News","article_published_time":"2025-03-24T14:11:16+00:00","og_image":[{"url":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89","type":"","width":"","height":""},{"url":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89","width":1920,"height":998,"type":"image\/jpeg"}],"author":"News","twitter_card":"summary_large_image","twitter_image":"https:\/\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89","twitter_misc":{"Written by":"News","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#article","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/"},"author":{"name":"News","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2"},"headline":"What are today&#8217;s home equity loan and HELOC interest rates?","datePublished":"2025-03-24T14:11:16+00:00","dateModified":"2025-03-24T14:11:16+00:00","mainEntityOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/"},"wordCount":716,"publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1","articleSection":["Top Stories"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/","url":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/","name":"What are today's home equity loan and HELOC interest rates? - World News","isPartOf":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#website"},"primaryImageOfPage":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1","datePublished":"2025-03-24T14:11:16+00:00","dateModified":"2025-03-24T14:11:16+00:00","description":"If you&amp;#039;re a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.","breadcrumb":{"@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#primaryimage","url":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1","contentUrl":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/site.itshrt.com\/worldnews\/what-are-todays-home-equity-loan-and-heloc-interest-rates\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/site.itshrt.com\/worldnews\/"},{"@type":"ListItem","position":2,"name":"What are today&#8217;s home equity loan and HELOC interest rates?"}]},{"@type":"WebSite","@id":"https:\/\/site.itshrt.com\/worldnews\/#website","url":"https:\/\/site.itshrt.com\/worldnews\/","name":"World News","description":"World News","publisher":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/site.itshrt.com\/worldnews\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/site.itshrt.com\/worldnews\/#organization","name":"World News","url":"https:\/\/site.itshrt.com\/worldnews\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/","url":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","contentUrl":"https:\/\/site.itshrt.com\/worldnews\/wp-content\/uploads\/sites\/13\/2025\/01\/cropped-download.png","width":581,"height":581,"caption":"World News"},"image":{"@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/site.itshrt.com\/worldnews\/#\/schema\/person\/1d8ae7348e048cb7984f26b4dd818ff2","name":"News","url":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"}]}},"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=150&resize=150,150&ssl=1","medium":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=300&resize=300,300&ssl=1","medium_large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=768&resize=768,0&ssl=1","large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1024&resize=1024,1024&ssl=1","1536x1536":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1536&resize=1536,1536&ssl=1","2048x2048":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=2048&resize=2048,2048&ssl=1","colormag-highlighted-post":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=392&resize=392,272&ssl=1","colormag-featured-post-medium":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=390&resize=390,205&ssl=1","colormag-featured-post-small":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=130&resize=130,90&ssl=1","colormag-featured-image":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=800&resize=800,445&ssl=1","colormag-default-news":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=150&resize=150,150&ssl=1","colormag-featured-image-large":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1400&resize=1400,600&ssl=1","colormag-elementor-block-extra-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1155&resize=1155,480&ssl=1","colormag-elementor-grid-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=600&resize=600,417&ssl=1","colormag-elementor-grid-small-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=285&resize=285,450&ssl=1","colormag-elementor-grid-medium-large-thumbnail":"https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=575&resize=575,198&ssl=1"},"magazineBlocksPostAuthor":{"name":"News","avatar":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":false,"magazineBlocksPostExcerpt":"Before you apply for a home equity loan or HELOC, make sure you review your credit report and credit score.","magazineBlocksPostCategories":["Top Stories"],"magazineBlocksPostViewCount":27,"magazineBlocksPostReadTime":4,"magazine_blocks_featured_image_url":{"full":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=1200&resize=1200,630&ssl=1",1200,630,false],"medium":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=300&resize=300,300&ssl=1",300,300,false],"thumbnail":["https:\/\/i0.wp.com\/assets2.cbsnewsstatic.com\/hub\/i\/r\/2023\/06\/01\/a8858ead-6e84-46cf-9767-ae1f6659bac3\/thumbnail\/1200x630\/9b1a88b9db809ed46b765a87d5c0da0f\/what-are-todays-home-equity-loanheloc-interest-rates.jpg?v=9e5c48f1b04ac2a564e8a4c51250ac89&w=150&resize=150,150&ssl=1",150,150,false]},"magazine_blocks_author":{"display_name":"News","author_link":"https:\/\/site.itshrt.com\/worldnews\/author\/admin\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/e85cf08852547781a5f631f3713dbb5197ed4b54e32ae19c7d5769b8c8504897?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"#\" class=\"category-link category-link-32\">Top Stories<\/a>","_links":{"self":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/15067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/comments?post=15067"}],"version-history":[{"count":0,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/posts\/15067\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media\/15068"}],"wp:attachment":[{"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/media?parent=15067"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/categories?post=15067"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/site.itshrt.com\/worldnews\/wp-json\/wp\/v2\/tags?post=15067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}